Unfortunately, in Russia the pension benefits paid are quite small. The estimated amount of state benefits is significantly less than the amounts received by Western pensioners. The reason for this state of affairs is the large number of elderly citizens, as well as the insufficient performance of the pension system.
In order to provide support and assistance to the population, the country's leadership regularly reviews the types of financial and social support that citizens can count on. Today we will talk about what payments pensioners are entitled to in addition to the monthly pension and whether citizens are required to make additional payments on their own.
There are different forms of support for pensioners, and first of all it is worth mentioning such an option as social payments to non-working elderly citizens. As a rule, this option is suitable for people whose benefit does not reach the cost of living in a particular region. The entire financial burden in this case falls on the state budget, since the right to a federal supplement is reserved for pensioners of all categories.
It should be noted that the social supplement is not provided to citizens who have officially gotten a job again, or if the citizen’s benefit has been increased to the minimum subsistence level. Additional payments are not provided to persons who have moved abroad. A pensioner has the right to independently calculate the amount that can be paid to him as part of social security benefits. To do this, you will first need to determine the total income of the citizen, which, in addition to the pension benefit, will also include other types of additional payments:
- EDV, which is received by citizens with disabilities and veterans, as well as persons affected by radiation or participating in hostilities;
- payments that will be received by citizens who have full sets of awards, for example, if they have the Star of the Hero of Russia or the USSR.
To determine the final amount of social security payment, you will also need to know the minimum living requirement accepted in the applicant’s region of residence. As an example, we can point out that in Moscow this figure is 11,561 rubles, and in Crimea – 8,410 rubles. The country has its own minimum for living, adopted in the country, namely 8,540 rubles. An additional payment may be assigned to a pensioner if he receives a payment less than that established at the federal level.
What compensation are entitled to aircraft crew members?
Pensioners who were previously part of flight crews can count on additional benefits. Here, the cost of living does not have any impact on the amount of the surcharge. However, it must be taken into account that the minimum work experience should be 20 years for women, and 25 years for men.
If the decision to retire is related to a health condition, then the mandatory length of service is reduced to 15 and 20 years, respectively. To exercise this right, a citizen will need to submit an official application and a full package of documentation: documents on experience, information on hours flown, a certificate of average earnings. Persons who have left work as a crew member can also take advantage of this right.
Additional payment to coal industry workers
For people who have worked in the coal industry for more than 20 years as miners or drivers of mining machines, miners, as well as for persons holding another position and having more than 25 years of experience, certain additional payments are provided by the state.
The funds will be allocated and accrued simultaneously with the pension benefit, provided that he has completed activities related to this industry.
Other types of financial assistance: federal and regional
Today, the law provides for other compensation for pensioners. Each type of benefit requires special application form. Such allowances include:
- additional payment for age, when the recipient turns 80 years old, he becomes entitled to double the amount of the fixed part of the benefit;
- if they have a disability, citizens can count on additional payment;
- for the incapacity of a particular person, an additional payment is also due to the persons on whom this person is dependent. The size is defined as the third part of a fixed amount;
- for late retirement, a multiplying factor is used when calculating benefits;
- for work in difficult northern regions;
- for work in the agricultural sector.
All of the above allowances are assigned at the regional level and are compensated from the federal budget. There are also payments that citizens are entitled to at the regional level. An example is additional payments to civil servants (3% of the pension) or military personnel who have been injured. Sometimes additional payment is provided to representatives of a number of professions that involve working in hazardous conditions, as well as to single mothers and large families.
Conclusion
In addition to the guaranteed monthly state allowance, some groups of pensioners can apply for and receive additional funds in the future. Here, much depends on the personal characteristics of the citizen, as well as on the scope of his past activities and official status.
At the moment, everyone knows that pensioners are considered practically the most vulnerable category of the country’s population. It’s sad, but representatives of this class have practically nothing to count on, the only exception being the bonuses accrued by the Russian Pension Fund. So what measures to support citizens are currently being implemented by the Russian Pension Fund and the Government as a whole?
First of all, mandatory pension insurance can be added to the list of mandatory measures to support the population. This definition includes benefits such as all kinds of compensation payments, insurance and funded pensions, and other types of financial assistance.
Additional security measures include all kinds of additional payments and allowances for certain categories of workers and other types of social benefits. The social security of the country's citizens itself is as follows: now, as soon as the Government refused to switch to a new distribution scheme for calculating pension payments, all employers were forced to open their own insurance deposit for each employee of the enterprise, to which tax funds would be charged.
Last 2016, the amount of insurance premiums reached approximately 22% of wages paid. Moreover, 16% of this amount is individual, and 6% is joint.
At the moment, the Pension Fund is regularly providing representatives of the older generation with a variety of support, including:
- Insurance pension payment “for old age”, which is received by citizens over 50 years of age (required only if they have more than 5 years of total work experience);
- pension payment, which disabled people of group 1 are entitled to claim;
- a pension paid due to the sudden loss of a breadwinner in a family;
- benefits for long service, which military personnel, test pilots and astronauts can count on receiving;
- payments for those elderly who do not have grounds to receive insurance pension payments.
As for additional measures of monthly financial support for pensioners, there were very few such payments for the period of 2016. The situation is complicated by the fact that the work regulations of the Pension Fund employees do not include the obligation to warn pensioners about the possibility of applying for financial support, which can help improve their well-being. It is for this reason that qualified legal consultants deal with such issues.
Lawyers argue that a pensioner automatically claims to receive the following types of assistance:
- monetary payment based on merit to the homeland;
- supporting the welfare of the poor;
- financial assistance on a regular basis;
- supplement to achieve compliance with the subsistence minimum;
- incentive payment for employees of enterprises known to be hazardous to health;
- benefits for those caring for a disabled person (appointed only if the fact of incapacity for work is confirmed);
- survivor's benefit;
- maternity capital for 2 children in a family.
As for the EDV, such payments are not due to everyone, but only to a select few. This category includes disabled people wounded during the war, as well as heroes of the country and prisoners who were kept in concentration camps for a long time. Those who took part in the liquidation of the accident at the Chernobyl nuclear power plant are also entitled to EDV.
The Pension Fund of the Russian Federation and its territorial bodies make social payments in accordance with current Russian legislation. These include, in particular, monthly cash payments to certain categories of citizens from among federal beneficiaries and additional monthly financial support.
BASIC CONCEPTS
Additional monthly financial support (DEMO)- monthly payments to certain categories of citizens. Only citizens of the Russian Federation have the right to additional monthly financial support, regardless of their place of residence.
DEMO in the amount of 1,000 rubles. installed:
- disabled people and participants of the Great Patriotic War;
- disabled people due to military trauma;
- former minor prisoners of concentration camps, ghettos and other places of forced detention.
DEMO in the amount of 500 rubles. installed:
- military personnel who served in military units, institutions, military educational institutions that were not part of the active army in the period from June 22, 1941 to September 3, 1945 for at least six months, as well as military personnel awarded orders or medals of the USSR for service during the specified period;
- widows of military personnel killed during the war; widows of disabled people of the Great Patriotic War;
- persons awarded the badge “Resident of besieged Leningrad”;
- former adult prisoners of Nazi concentration camps, prisons and ghettos.
DEMO is paid by the territorial body of the Pension Fund simultaneously with the pension.
Citizens who have the right to DEMO, but have not implemented it in a timely manner, must submit an application for the appointment of this payment to the territorial body of the Pension Fund of the Russian Federation at their place of residence. If a citizen has the right to DEMO, but he is not a pensioner, this payment is also assigned and paid by the territorial bodies of the Pension Fund of the Russian Federation at the place of residence, and in the case of permanent residence outside Russia - by the Pension Fund of the Russian Federation.
If a citizen simultaneously has the right to receive DEMO on several grounds, it is established on one basis, providing for a higher payment amount.
Monthly cash payment (MAP)- social payment established by the territorial bodies of the Pension Fund of the Russian Federation for certain categories of citizens from among:
- veterans (Great Patriotic War, military operations, etc.);
- disabled people, including disabled children;
- former minor prisoners of fascism;
- persons injured as a result of exposure to radiation.
To assign an EDV, a citizen must submit a written application to the Pension Fund at the place of residence (at the place of actual residence). Citizens receiving a pension submit an application for the establishment of an EDV to the territorial body of the Pension Fund of the Russian Federation that provides their pension.
If a citizen simultaneously has the right to receive EDV on several grounds within the framework of one law, EDV is established on one basis, providing for a higher amount of payment.
Set of Social Services (NSS)- recipients of monthly cash payments have the right to state social assistance in the form of a set of social services, which includes:
- provision, in accordance with the standards of medical care, of necessary drugs for medical use according to prescriptions for drugs, medical products according to prescriptions for medical products, means, medical products, as well as specialized medical nutrition products for disabled children; ;
- free travel on suburban railway transport, as well as on intercity transport to and from the place of treatment.
When providing social services, citizens with disability group I and disabled children have the right to receive, under the same conditions, a second voucher for sanatorium treatment and free travel on suburban railway transport, as well as on intercity transport to the place of treatment and back for person accompanying them.
Refusal from a set of social services- citizens who have the right to a set of social services can choose: to receive social services in kind or in cash. It is allowed to replace a set of social services with money in whole or in part.
In order to refuse to receive a set of social services in kind and receive cash, you must, before October 1, submit an application for refusal to receive a set of social services in full, or from one of the social services or any two social services, to the territorial body of the Pension Fund of the Russian Federation , through the Multifunctional Center for the provision of state and municipal services (MFC), online through the citizen’s Personal Account on the website of the Pension Fund of the Russian Federation (LKZL) or through the citizen’s Personal Account on the Unified Portal of State and Municipal Services (EPGU).
From February 1, 2018, 1,075 rubles are allocated to pay for the provision of a set of social services to a citizen. 19 kopecks per month.
It is enough to submit an application for refusal of benefits in kind (receiving medicines, free travel, etc.) once, after which there is no need to confirm your decision annually. The submitted application for refusal will be valid until the citizen decides to resume receiving benefits. In this case, the beneficiary will need to submit an application before October 1 to the territorial body of the Pension Fund of the Russian Federation, through the Multifunctional Center for the provision of state and municipal services (MFC), online through the citizen’s Personal Account on the website of the Pension Fund of the Russian Federation (LKZL) or through the citizen’s Personal Account on the Unified Portal of State and Municipal Services (EPGU).
Social supplement to pension- an additional payment to the pension up to the level of the regional subsistence level of the pensioner, established for all non-working pensioners whose total material income is below its value.
There are two types of social supplement: federal or regional.
A federal surcharge is established if a pensioner lives in a region where the pensioner’s cost of living is lower than the federal cost of living. It is paid by the Pension Fund of the Russian Federation.
A regional surcharge is established if the pensioner lives in a constituent entity of the Russian Federation, where the pensioner’s cost of living is higher than the federal one. It is paid by the social protection authorities of the region.
To receive a social supplement, those who retired before January 1, 2010 do not need to do anything - the Pension Fund of the Russian Federation together with the social protection authorities calculated the amount of the social supplement. For those who retire after January 1, 2010, social benefits are established simultaneously with the assignment of a pension upon the application of a citizen.
Federal Register of Persons Eligible for State Social Assistance- a personalized list of federal beneficiaries, maintained by the Pension Fund of the Russian Federation to exercise the rights of citizens to receive monthly cash payments, social services, as well as to ensure high-quality and efficient spending of funds allocated for these purposes.
Federal Law No. 360 of 07/03/16 on the procedure for payments from pension savings regulates the receipt of the funded part of the pension (NCP) to Russian citizens. Pensioners born before 1966 are entitled to a one-time payment. Their employers made mandatory insurance contributions to the Pension Fund.
Who is eligible for one-time savings payments?
The law determines that payments can only be received upon reaching retirement age.
Accumulated funds, investment income, and amounts received as a result of the co-financing program are taken into account for calculation. A one-time payment to pensioners from the funded part of the pension is subject to the following conditions:
- work in the period from 2002 to 2004;
- birth dates for women were from 1957 to 1966, for men – 1953-1966.
Non-working pensioners insured by the Pension Fund of the Russian Federation (PFR) or a non-state structure can apply for a one-time type of financial support. The employer deducted contributions from their earnings at a rate of 22%: 16% - insurance, 6% - solidarity rate. The following persons have the opportunity to receive payments:
- voluntary participants in the state co-financing program who entered it before the end of 2014;
- who allocated maternity capital to form a pension.
Receipt conditions for those born before 1966
A one-time accumulative payment to pensioners is made subject to a number of conditions. Citizens born before 1966 are not entitled to receive it if they have applied for a fixed-term or open-ended type of pension contributions. There is an exception when, when establishing such savings, the monthly payment is less than 5% of the old-age insurance pension. Early registration is possible in cases stipulated by the laws of the Russian Federation.
One-time savings can be received by disabled pensioners of groups 1-3, citizens who have:
- survivor's pension;
- the right to social benefits in old age in the absence of the necessary length of service or accumulated individual pension points to receive a state insurance pension.
How can a pensioner receive a cumulative lump sum payment?
A citizen born before 1966 who wishes to receive a lump sum payment must contact the pension fund where the employer made insurance contributions. The pensioner will need to do the following:
- Collect a package of papers.
- Write an application in the prescribed form.
- Register the fact of the appeal.
- Take a receipt from the responsible person.
- Wait 10 days for consideration of the issue.
- After the decision is made, withdraw your savings.
Application methods
If the employer paid insurance contributions to a non-state pension fund, the application can be submitted in person to its specialists. When forming savings in the Pension Fund, there are several options for submitting an application:
- by mail of notarized copies of documents;
- through the MFC;
- in your personal account on the official website of the Pension Fund;
- on the State Services Internet portal;
- by applying in person to the territorial branch of the Pension Fund of Russia.
If an individual born before 1966 cannot submit documents on his own, this is done by his legal representative, who has a written power of attorney certified by a notary.
An application for a one-time payment must be filled out on a special form without any blots or errors. It states:
- FULL NAME. citizen;
- address;
- citizenship;
- place, date of birth;
- passport data;
- SNILS;
- list of documents;
- date of completion;
- signature.
List of documents
In addition to the application requesting a one-time payment of accruals, it is necessary to provide the pension fund employees with originals and copies of documents. These should be:
- passport of a citizen of the Russian Federation;
- a certificate confirming the disability of a disabled person;
- pension book;
- SNILS;
- statement of the amount of pension accruals;
- work book to confirm work experience;
- for the legal representative - passport, power of attorney to resolve issues.
Pensioners are considered the most vulnerable part of society; many cannot work due to their age, so they can only rely on payments from the state. Today we will look at what financial support older people receive from the Pension Fund.
Types and features of social payments
Social payments to pensioners are cash benefits that are assigned by the state and paid from the budget to support citizens in need. There are several types of payments made:
- 1. Compulsory pension insurance. These are pensions accrued under insurance, savings, benefits, compensation and other assistance.
- 2. Pension provision from the state. These are social pensions paid to military personnel and civil servants.
- 3. Additional collateral. Additional payments to the transferred payments provided for certain categories of workers.
- 4. Social payments.
As soon as Russia abandoned the distribution pension scheme, employers were obliged to pay insurance contributions for all employees with whom an employment contract was concluded. The employer pays 22% of the employee’s salary to the Pension Fund every month. 16% of this amount are individual contributions, and 6% are joint contributions.
The Pension Fund pays citizens of retirement age several types of financial assistance:
- 1. Old age insurance pension. Paid if a person has more than 5 years of work experience. Payments begin to be made when the employee reaches the appropriate age.
- 2. Due to the disability group.
- 3. Due to the loss of a breadwinner. If the insured person dies, his family should receive the pension.
- 4. Payments to military personnel and state employees for length of service.
- 5. Social payments. Entitled to elderly people who do not receive an insurance pension or its size is insufficient.
Other types of assistance from the state - 8 options
Russia provides additional types of financial support for the elderly. However, very few seek additional support due to lack of awareness. The job functions of PF employees do not include notifying people about the types of financial assistance they can count on. However, such payments are provided and they can improve the quality of life.
In addition to the basic monthly pension, pensioners can also count on:
- 1. Additional monthly payments if the elderly person has special services to the country.
- 2. Free services that can be used by certain groups of low-income people.
- 3. Monthly material allowances that pensioners can receive, regardless of their area of residence.
- 4. Social benefits. Provided for those whose basic pension is below the subsistence level in Russia as a whole or in a specific region.
- 5. Additional payments provided due to special (difficult) working conditions at the enterprise.
- 6. Payments to families if a disabled person lives in them (regardless of his age). Confirmation with relevant documents is required.
- 7. Financial assistance for burial.
- 8. Maternity capital. Matkapital can be used to increase your pension.
Monthly payments – who are entitled to?
EDV (monthly cash payments) are provided to citizens who have special services to the country, disabled people, heroes of Russia and the USSR, victims of the Great Patriotic War, citizens who visited concentration camps, liquidators of the consequences of the disaster at the Chernobyl nuclear power plant.
If a citizen can be classified into several of the listed categories, he has the right to receive financial support for only one of them. The only exception is Chernobyl victims, who usually need constant expensive treatment, therapy, rest in sanatoriums, etc. To receive monthly benefits, you will need to contact the Pension Fund and provide the organization’s employees with a number of documents:
- passport;
- documents on pension insurance;
- papers confirming the right to financial support, for example, a certificate of disability, a certificate of a WWII participant, etc.
Old-age pensions and monthly allowances can be received at the same time. By law, older people can receive their due payments at post offices or into their personal bank account every month on a certain date. The pensioner has the right to choose the most convenient way to receive money independently.
Sets of social services - what is included in them?
If a citizen receives monthly payments, he can also use the provided set of free social services. The right to free services does not need to be proven; it arises automatically after submitting an application for preferential status and its confirmation by authorized bodies.
A citizen can count on receiving free medicines from state pharmacies. The free drug list for 2017 contains essential drugs. They are unlikely to be enough to meet all the medication needs of an older person, but you should still exercise your right. If there is no state pharmacy in your locality, you will not be able to take advantage of this benefit.
Citizens also receive the right to stand in line for free referrals for treatment in disability sanatoriums. For disabled people of group 1, 2 vouchers are issued at once. One of them is assigned to a person who must accompany an elderly person during a trip. In addition, citizens have the right to free travel to and from the place of treatment, but only by train.
If a pensioner does not want to use these free services (or cannot), he has the right to receive their full price in monetary terms. This requires the submission of an appropriate application. Allotted money for unused services is not deducted from the EDV and is transferred annually to the citizen’s personal account.
Social allowances and special surcharges – federal and regional
A non-working person in old age has the right to receive cash bonuses if his income is below the minimum subsistence level established in the country (or in his area of residence). The corresponding application must be submitted when applying for a pension. The discrepancy between the income received and the subsistence level will need to be documented.
There are two types of allowances. The first of them is federal, in this case the monthly income of a pensioner is compared with the cost of living in all of Russia. The second is regional, in this case a person’s income is compared with the minimum relevant for a particular region. When determining monthly income, all payments and additional payments received by the citizen are taken into account.
Another source of finance for pensioners is additional payments for citizens of certain professions. They are intended for people who at one time worked in production that was of a specific nature, with difficult working conditions. Most often, bonuses are awarded to civil aviation crews, coal industry workers, etc.
By taking full advantage of your Social Security benefits and benefits, retirees can increase their monthly income. This will have a positive impact on your standard of living, so you should not neglect any of your opportunities and rights.